You’re Already Making Your Mortgage Payment—Now Learn How to Pay It Off Years Sooner (Without Making More or Sacrificing Your Lifestyle)
Yours for Just $22!
Most people follow the bank’s 30-year plan… but did you know there’s a smarter way?

I paid off my mortgage by age 36 without making more or giving up my lifestyle. Now, I’m giving you my exact strategy so you can pay yours off early too.
❌ You don’t need to make more money.
❌ You don’t need to cut back.
❌ You don’t need to follow the bank’s long-term plan.
❌ You don’t need to budget harder.
❌ You don’t need to sacrifice your lifestyle.
❌ You don’t need to make big, unrealistic extra payments.
You can become mortgage-free (even if you aren't "rich") with my proven Pay Off Your Mortgage System.
You’re Already Making Your Mortgage Payment—Now Learn How to Pay It Off Years Sooner (Without Making More or Sacrificing Your Lifestyle)
Yours for Just $22!
Most people follow the bank’s 30-year plan… but did you know there’s a smarter way?

I paid off my mortgage by age 36 without making more or giving up my lifestyle. Now, I’m giving you my exact strategy so you can pay yours off early too.
❌ You don’t need to make more money.
❌ You don’t need to cut back.
❌ You don’t need to follow the 30 year plan.
❌ You don’t need to budget harder.
❌ You don’t need to sacrifice your lifestyle.
❌ You don’t need to make big extra payments.
You can become mortgage-free (even if you aren't "rich") with my proven Pay Off Your Mortgage System.
I Paid Off My Mortgage—While Raising 3 Kids and Without Giving Up My Lifestyle.
I didn’t start paying off my mortgage with a six-figure salary (I was making $37,000/year).
I didn’t have a big inheritance or financial windfall.
I didn’t want to sacrifice my lifestyle just to pay off my house.
And I knew one thing: I didn’t want to be stuck in debt for 30 years.
I Paid Off My Mortgage—While Raising 3 Kids and Without Giving Up My Lifestyle.
I didn’t start paying off my mortgage with a six-figure salary (I was making $37,000/year).
😳 I didn’t have a big inheritance or financial windfall.
😳 I didn’t want to sacrifice my lifestyle just to pay off my house.
😳 And I knew one thing: I didn’t want to be stuck in debt for 30 years.

"This isn’t about how much you make. It’s about how you use your money."—Michon Covington
I’ll show you EXACTLY how I did it in my program "Pay Off Your Mortgage" ⤵️
Get Pay Off Your Mortgage for Just $22!
"This isn’t about how much you make. It’s about how you use your money."—Michon Covington
I’ll show you EXACTLY how I did it in my program "Pay Off Your Mortgage" ⤵️
Get Pay Off Your Mortgage for Just $22!You Don’t Have To Wait 30 Years To Own Your Home
You Don’t Have To Wait 30 Years To Own Your Home
❌ You don’t need to make more money.
❌ You don’t need to cut back.
❌ You don’t need to follow the bank’s 30-year plan.
❌ You don’t need to budget harder.
❌ You don’t need to sacrifice your lifestyle.
❌ You don’t need to make big, unrealistic extra payments.
❌ You don’t need to make more money.
❌ You don’t need to cut back.
❌ You don’t need to follow the bank’s 30-year plan.
❌ You don’t need to budget harder.
❌ You don’t need to sacrifice your lifestyle.
❌ You don’t need to make big, unrealistic extra payments.
Here's How It Works
Here's How It Works

Unlock the Mortgage Payoff Secrets
The bank don't talk about these secrets. What if everything you’ve been told about paying off your mortgage is wrong? The truth is, there’s a much smarter way—and it’s not about making more money or cutting back.


Redirect Your Money Without Feeling Pinched
You’re already making mortgage payments. But with a simple shift, you can start paying off your home years sooner—without even noticing the difference in your day-to-day life. I started doing this when I made $37,000/ year.


Watch Your Mortgage Disappear
Once you activate my proprietary mortgage payoff system, you’ll start seeing results almost immediately. The best part? You’ll still enjoy your lifestyle while moving closer to financial freedom every single month.

Unlock the Mortgage Payoff Secrets
The bank don't talk about these secrets. What if everything you’ve been told about paying off your mortgage is wrong? The truth is, there’s a much smarter way—and it’s not about making more money or cutting back.


Redirect Your Money Without Feeling Pinched
You’re already making mortgage payments. But with a simple shift, you can start paying off your home years sooner—without even noticing the difference in your day-to-day life. I started doing this when I made $37,000/ year.


Watch Your Mortgage Disappear
Once you activate my proprietary mortgage payoff system, you’ll start seeing results almost immediately. The best part? You’ll still enjoy your lifestyle while moving closer to financial freedom every single month.
I finally cracked the code to making mortgage freedom inevitable (and most people are doing it all wrong). Follow my system and start owning your home sooner—without earning more or cutting back.
I finally cracked the code to making mortgage freedom inevitable (and most people are doing it all wrong).
Follow my system and start owning your home sooner—without earning more or cutting back.
Do I Have to Make More Money to Pay Off My Mortgage Faster? 👀
Nope. Most people think they need to earn more or cut back to pay off their mortgage faster—that’s why they stay stuck in debt for decades. The truth? You’re already making your mortgage payment. I’ll show you how to use it smarter so you can own your home years sooner—without sacrificing your lifestyle.
Do I Have to Make More Money to Pay Off My Mortgage Faster? 👀
Nope. Most people think they need to earn more or cut back to pay off their mortgage faster—that’s why they stay stuck in debt for decades. The truth? You’re already making your mortgage payment. I’ll show you how to use it smarter so you can own your home years sooner—without sacrificing your lifestyle.

What's Included?
You get instant & lifetime access to my Pay Off Your Mortgage course including:
- Step-by-step video modules on how to pay off your mortgage years sooner using a proven, repeatable system—without making more money, cutting back, or feeling restricted.
- Follow along with gorgeous, printable workbooks that guide you step by step—so staying on track with the Pay Off Your Mortgage system is easy peasy.
- How to take advantage of hidden mortgage loopholes and strategic payment methods that can shave years off your loan—before banks make it harder to pay off your home faster.
- How to structure your finances so paying off your mortgage early becomes automatic (even if you think it’s impossible for you right now).
- My advanced mortgage payoff strategies to go from making little progress each year to shaving off years from your loan—without changing your monthly payment.
- Exact steps to start cutting years off your mortgage—no matter your income, loan balance, or financial situation.
- A thorough walk-through on how to apply this mortgage payoff system to your specific income, lifestyle, and financial goals—so it works for you, no matter where you’re starting.
- The opportunity to access everything you need to make every dollar you spend on your mortgage work harder—so you own your home years sooner without earning more.
- Hand-holding guidance and step-by-step video modules on how to follow this system effortlessly—perfect for you if you want a clear, no-stress path to mortgage freedom.
- 🔥 [BONUS] The Post-Payoff Playbook—What to Do After You Make Your Final Mortgage Payment (Most People Get This Wrong!)
- 🔥 [BONUS] Your Masterplan to Turn Mortgage Freedom Into Long-Term Wealth
- How to use your freed-up cash flow strategically—so you’re not just debt-free, but financially unstoppable.
- The smartest ways to reinvest your money after paying off your mortgage—so you build wealth faster.
- How to avoid the “now what?” trap most mortgage-free homeowners fall into—and create a financial game plan that keeps you ahead for life.
$247 $22

What's Included?
You get instant & lifetime access to my Pay Off Your Mortgage course including:
- Step-by-step video modules on how to pay off your mortgage years sooner using a proven, repeatable system—without making more money, cutting back, or feeling restricted.
- Follow along with gorgeous, printable workbooks that guide you step by step—so staying on track with the Pay Off Your Mortgage system is easy peasy.
- How to take advantage of hidden mortgage loopholes and strategic payment methods that can shave years off your loan—before banks make it harder to pay off your home faster.
- How to structure your finances so paying off your mortgage early becomes automatic (even if you think it’s impossible for you right now).
- My advanced mortgage payoff strategies to go from making little progress each year to shaving off years from your loan—without changing your monthly payment.
- Exact steps to start cutting years off your mortgage—no matter your income, loan balance, or financial situation.
- A thorough walk-through on how to apply this mortgage payoff system to your specific income, lifestyle, and financial goals—so it works for you, no matter where you’re starting.
- The opportunity to access everything you need to make every dollar you spend on your mortgage work harder—so you own your home years sooner without earning more.
- Hand-holding guidance and step-by-step video modules on how to follow this system effortlessly—perfect for you if you want a clear, no-stress path to mortgage freedom.
- 🔥 [BONUS] The Post-Payoff Playbook—What to Do After You Make Your Final Mortgage Payment (Most People Get This Wrong!)
- 🔥 [BONUS] Your Masterplan to Turn Mortgage Freedom Into Long-Term Wealth
- How to use your freed-up cash flow strategically—so you’re not just debt-free, but financially unstoppable.
- The smartest ways to reinvest your money after paying off your mortgage—so you build wealth faster.
- How to avoid the “now what?” trap most mortgage-free homeowners fall into—and create a financial game plan that keeps you ahead for life.
$247 $22
🎉 BONUS: The Post-Payoff Playbook—What to Do AFTER You Make Your Final Mortgage Payment!
Most people focus only on paying off their mortgage—but what happens next? If you don’t have a plan, you could be leaving thousands of dollars on the table.
When you join today, you’ll get exclusive access to my Post-Payoff Playbook, where I break down:
- What happens to your escrow account—and how to make sure you get your money back.
- How to handle property taxes and insurance once your mortgage is gone (so you don’t get hit with surprise costs).
- The #1 mistake new mortgage-free homeowners make (and how to avoid it).
- How to use your new cash flow wisely—so you build wealth instead of letting money slip away.
Paying off your mortgage is just the beginning. This bonus ensures you turn financial freedom into lasting wealth.
🎉 BONUS: The Post-Payoff Playbook—What to Do AFTER You Make Your Final Mortgage Payment!
Most people focus only on paying off their mortgage—but what happens next? If you don’t have a plan, you could be leaving thousands of dollars on the table.
When you join today, you’ll get exclusive access to my Post-Payoff Playbook, where I break down:
- What happens to your escrow account—and how to make sure you get your money back.
- How to handle property taxes and insurance once your mortgage is gone (so you don’t get hit with surprise costs).
- The #1 mistake new mortgage-free homeowners make (and how to avoid it).
- How to use your new cash flow wisely—so you build wealth instead of letting money slip away.
Paying off your mortgage is just the beginning. This bonus ensures you turn financial freedom into lasting wealth.
Will I Need to Use Complicated Spreadsheets or Be a Finance Expert to Pay Off My Mortgage Faster?
Nope. This system is simple, easy to follow, and designed for real people—no financial expertise needed. With gorgeous printable workbooks and an optional tracking spreadsheet, you’ll have everything you need to pay off your mortgage years sooner—without the stress.
Will I Need to Use Complicated Spreadsheets or Be a Finance Expert to Pay Off My Mortgage Faster?
Nope. This system is simple, easy to follow, and designed for real people—no financial expertise needed. With gorgeous printable workbooks and an optional tracking spreadsheet, you’ll have everything you need to pay off your mortgage years sooner—without the stress.
"I would highly recommend this course to anyone with a mortgage, big or small!"
⭐️⭐️⭐️⭐️⭐️


"I would highly recommend this course to anyone with a mortgage, big or small!"⭐️⭐️⭐️⭐️⭐️


Want a sneak-peek preview?

Want a sneak-peek preview?

FREQUENTLY ASKED QUESTIONS (FAQ)
💰 Do I need to make more money to pay off my mortgage faster?
Nope. You’re already making your mortgage payment—this system simply shows you how to use it more effectively. You don’t need a raise, a side hustle, or extreme budgeting. Just follow the step-by-step process and watch your mortgage shrink.
📉 Will I have to cut back on my lifestyle to make this work?
Not at all. This isn’t about deprivation—it’s about strategy. You’ll learn how to redirect money you already have toward your mortgage, without feeling restricted or giving up the things you love.
📊 Will I have to use complicated spreadsheets or be a finance expert?
Nope. The system is designed to be simple and stress-free. You’ll get gorgeous printable workbooks that walk you through everything step by step, plus an optional spreadsheet for tracking your progress—if you like that kind of thing.
⏳ How fast will I pay off my mortgage?
It depends on where you’re starting, but most homeowners shave years off their mortgage as soon as they apply these strategies. The system shows you exactly what to do to speed up your timeline—without making extra payments.
🏦 Does this work for any type of mortgage?
Yes! Whether you have a 30-year, 15-year, fixed, or adjustable-rate mortgage, the principles in this system will show you how to pay it off faster and smarter.
📅 What if I just bought my house? Is this still for me?
Yes! The earlier you start, the more money you save over time. But even if you’re years into your mortgage, this system will help you cut your payoff time significantly.
🔍 What makes this different from other mortgage payoff advice?
Most mortgage advice tells you to:
❌ Make big extra payments (not always realistic)
❌ Live on a tight budget (no thanks)
❌ Follow the bank’s 30-year plan (terrible idea)
This system is different because it works with the money you already have—no drastic lifestyle changes, no unrealistic sacrifices.
📥 How long do I have access to the program?
You get lifetime access! That means you can go through the content at your own pace, revisit the lessons whenever you need, and implement the strategies when you’re ready.
🚀 What happens after I pay off my mortgage?
That’s where the BONUS Post-Payoff Playbook comes in! You’ll get a full breakdown of:
✔ What happens to your escrow account (so you don’t leave money behind).
✔ How to handle property taxes & insurance after payoff.
✔ The #1 mistake new mortgage-free homeowners make (and how to avoid it).
📥 How do I get access to the program?
As soon as you enroll, you’ll get instant access to the full system, including the workbooks, tools, and bonus content. You can start today!
💡 Can I really do this?
Yes. If you can make your mortgage payment, you can follow this system. You don’t need to be a finance expert. You don’t need to be debt-free. You just need to start.
FREQUENTLY ASKED QUESTIONS (FAQ)
💰 Do I need to make more money to pay off my mortgage faster?
Nope. You’re already making your mortgage payment—this system simply shows you how to use it more effectively. You don’t need a raise, a side hustle, or extreme budgeting. Just follow the step-by-step process and watch your mortgage shrink.
📉 Will I have to cut back on my lifestyle to make this work?
Not at all. This isn’t about deprivation—it’s about strategy. You’ll learn how to redirect money you already have toward your mortgage, without feeling restricted or giving up the things you love.
📊 Will I have to use complicated spreadsheets or be a finance expert?
Nope. The system is designed to be simple and stress-free. You’ll get gorgeous printable workbooks that walk you through everything step by step, plus an optional spreadsheet for tracking your progress—if you like that kind of thing.
⏳ How fast will I pay off my mortgage?
It depends on where you’re starting, but most homeowners shave years off their mortgage as soon as they apply these strategies. The system shows you exactly what to do to speed up your timeline—without making extra payments.
🏦 Does this work for any type of mortgage?
Yes! Whether you have a 30-year, 15-year, fixed, or adjustable-rate mortgage, the principles in this system will show you how to pay it off faster and smarter.
📅 What if I just bought my house? Is this still for me?
Yes! The earlier you start, the more money you save over time. But even if you’re years into your mortgage, this system will help you cut your payoff time significantly.
🔍 What makes this different from other mortgage payoff advice?
Most mortgage advice tells you to:
❌ Make big extra payments (not always realistic)
❌ Live on a tight budget (no thanks)
❌ Follow the bank’s 30-year plan (terrible idea)
This system is different because it works with the money you already have—no drastic lifestyle changes, no unrealistic sacrifices.
📥 How long do I have access to the program?
You get lifetime access! That means you can go through the content at your own pace, revisit the lessons whenever you need, and implement the strategies when you’re ready.
🚀 What happens after I pay off my mortgage?
That’s where the BONUS Post-Payoff Playbook comes in! You’ll get a full breakdown of:
✔ What happens to your escrow account (so you don’t leave money behind).
✔ How to handle property taxes & insurance after payoff.
✔ The #1 mistake new mortgage-free homeowners make (and how to avoid it).
📥 How do I get access to the program?
As soon as you enroll, you’ll get instant access to the full system, including the workbooks, tools, and bonus content. You can start today!
💡 Can I really do this?
Yes. If you can make your mortgage payment, you can follow this system. You don’t need to be a finance expert. You don’t need to be debt-free. You just need to start.