You’re Already Spending Money. Now Learn How to Travel Like Royalty—Without Earning More or Giving Up Your Lifestyle.
Travel Like Royalty is my proven system to turn everyday spending into extraordinary travel—no hacks, no hustle, no complicated spreadsheets.

Most people think travel is expensive.
But the truth? It’s just mismanaged spending.
I travel in business class.
I stay in 5-star hotels.
I make memories in luxury.
And I do it using the same money most people use for gas, groceries, and takeout.
You (and your family + friends) can travel in luxury even if you're living your life on a small budget.
You’re Already Spending Money. Now Learn How to Travel Like Royalty—Without Earning More or Giving Up Your Lifestyle.
Travel Like Royalty is my proven system to turn everyday spending into extraordinary travel—no hacks, no hustle, no complicated spreadsheets.

You’ve done everything “right.” You work hard, bring in a consistent income, and yet…
You’re stuck in the cycle of credit card payments that never seem to end.
The balance goes down… then it creeps back up.
The stress? Constant.
The shame? Heavy.
But here’s the truth no one tells you:
This isn’t your fault.
And you don’t need to make more money to fix it.
You need a strategy that finally works—without feeling like you’re giving up your life to get debt-free.
You (and your family + friends) can travel in luxury even if you're living your life on a small budget.
I built a travel lifestyle starting with a $37k/year salary (then add 3 kids and no corporate perks).
When I first started, I wasn’t making six figures.
I wasn’t handed elite status or special upgrades.
I just learned how to maximize what I already had.
I used my everyday spending to unlock travel experiences most people assume are out of reach.
I built a travel lifestyle starting with a $37k/year salary (then add 3 kids and no corporate perks).
When I first started, I wasn’t making six figures.
I wasn’t handed elite status or special upgrades.
I just learned how to maximize what I already had
I used my everyday spending to unlock travel experiences most people assume are out of reach.

"This isn’t about how much you make. It’s about how you use your money."—Michon Covington
In Travel Like Royalty, I teach you the exact system I used to go from casual traveler to confident points pro—booking luxury experiences for pennies on the dollar.
Get Michon's Travel Like Royalty Program!
"This isn’t about how much you make. It’s about how you use your money."—Michon Covington
In Travel Like Royalty, I teach you the exact system I used to go from casual traveler to confident points pro—booking luxury experiences for pennies on the dollar.
Get Michon's Pay Off Travel Like Royalty ProgramWho This Is For:
Who This Is For:
✅ You’re ready to travel more—without spending more.
✅ You’ve paid off (or are working on paying off) your credit cards and want to use them wisely.
✅ You want to avoid the confusion of travel hacking and just follow a proven system.
✅ You love luxury, flexibility, or budget-friendly travel—and want to get it for less.
✅ You want your money to work smarter without sacrificing your lifestyle and plus you need a vacation (or three!).
✅ You know you're made for more in this life and you know that travel will help you discover what you are seeking.
✅ You’re ready to travel more—without spending more.
✅ You’ve paid off (or are working on paying off) your credit cards and want to use them wisely.
✅ You want to avoid the confusion of travel hacking and just follow a proven system.
✅ You love luxury, flexibility, or budget-friendly travel—and want to get it for less.
✅ You want your money to work smarter without sacrificing your lifestyle and plus you need a vacation (or three!).
✅ You know you're made for more in this life and you know that travel will help you discover what you are seeking.
Here's How It Works
Here's How It Works

Build Your Travel Plan
Define your travel goals, assess your current rewards, and learn which programs will get you to your dream destinations faster and for less.


Maximize Your Spending
Use the right cards, portals, and promotions to earn more from what you’re already spending—without changing your lifestyle or budget.


Book with Confidence
Redeem your points for premium travel experiences, extract 2–5X more value, and avoid the common mistakes that waste points and money.

Build Your Travel Plan
You’re not stuck because you’re bad with money—you’re stuck because you’re playing by the wrong rules. Inside Pay Off Your Credit Card, you’ll break free from the cycle of debt and minimum payments and finally create a clear, strategic plan to eliminate it—for good.


Maximize Your Spending
This isn’t about budgeting harder or sacrificing the things you love. You’ll learn how to leverage the money you already make and create momentum that accelerates your payoff. More progress. Less overwhelm. No complicated nonsense.


Book with Confidence
This is about more than paying off credit cards. You’ll create simple systems and habits that keep you debt-free for life. No more starting over. No more financial stress. Just freedom, clarity, and the confidence to use your money on what actually matters.
Let's get you traveling in luxury ASAP!
Let's get you traveling in luxury ASAP!
Do I Need to Spend More Money Just To Get More Credit Card Points? 👀
Not at all. This system is designed to work with the money you're already spending. You’ll learn how to redirect your current spending to earn premium travel rewards—no excess spending just to get points required.
Do I Need to Spend More Money Just To Get More Credit Card Points? 👀
Not at all. This system is designed to work with the money you're already spending. You’ll learn how to redirect your current spending to earn premium travel rewards—no excess spending just to get points required.

What's Included?
You get instant & lifetime access to the Travel Like Royalty program, including:
-
Step-by-Step Video Training
Watch as I walk you through everything—from earning and organizing points to redeeming them for maximum value. -
The Ultimate Points & Miles Tracker
No more guesswork. Track balances, calculate redemptions, and avoid wasted points with this simple, powerful tool. -
Credit Card Optimization Guide
Find the right cards for your goals, your income, and your lifestyle. No pressure. No hard sells. -
Airline & Hotel Loyalty Strategy
Match your preferred destinations and travel style with the right programs so your points go further. -
Transfer Partner Cheat Sheets
Know exactly where to send your points to get the most value—Hyatt, ANA, Qatar, United, and more. -
Redemption Sweet Spots
Learn how others are booking $5,000 business class flights for under $100 and staying in luxury hotels for free. -
Case Studies & Real-Life Examples
See how families, couples, and solo travelers are using this to travel farther, better, and cheaper. -
Award Travel Timelines
Know when to book for the best availability and lowest point costs. -
Common Pitfalls to Avoid
Don’t waste points, miss expiration windows, or book low-value redemptions. I’ll show you what to watch out for. -
Transfer Bonus Strategy
Learn how to increase the value of your points by 20–40% with strategic transfers at the right time. -
Hub-Based Travel Planning
Use your home airport to your advantage by focusing on the right partners for your region and travel goals.

What's Included?
You get instant & lifetime access to the Travel Like Royalty program, including:
-
Step-by-Step Video Training
Watch as I walk you through everything—from earning and organizing points to redeeming them for maximum value. -
The Ultimate Points & Miles Tracker
No more guesswork. Track balances, calculate redemptions, and avoid wasted points with this simple, powerful tool. -
Credit Card Optimization Guide
Find the right cards for your goals, your income, and your lifestyle. No pressure. No hard sells. -
Airline & Hotel Loyalty Strategy
Match your preferred destinations and travel style with the right programs so your points go further. -
Transfer Partner Cheat Sheets
Know exactly where to send your points to get the most value—Hyatt, ANA, Qatar, United, and more. -
Redemption Sweet Spots
Learn how others are booking $5,000 business class flights for under $100 and staying in luxury hotels for free. -
Case Studies & Real-Life Examples
See how families, couples, and solo travelers are using this to travel farther, better, and cheaper. -
Award Travel Timelines
Know when to book for the best availability and lowest point costs. -
Common Pitfalls to Avoid
Don’t waste points, miss expiration windows, or book low-value redemptions. I’ll show you what to watch out for. -
Transfer Bonus Strategy
Learn how to increase the value of your points by 20–40% with strategic transfers at the right time. -
Hub-Based Travel Planning
Use your home airport to your advantage by focusing on the right partners for your region and travel goals.
You’re Not Just Earning Points. You’re Extracting Value So You Get More.
This system doesn’t just show you how to get more points.
It shows you how to get the most value from every point—so you travel better, smarter, and more often.
You’re Not Just Earning Points. You’re Extracting Value So You Get More.
This system doesn’t just show you how to get more points.
It shows you how to get the most value from every point—so you travel better, smarter, and more often.
What if I already have credit cards that earn me points?
That’s a great start—but chances are, you’re leaving serious value on the table.
Most people have rewards cards but aren’t using them strategically. This program shows you how to align your cards with your actual spending, stack bonuses the right way, and make every point worth 2–5X more.
It’s not about having a points card. It’s about knowing how to use it like a pro—so your everyday spending turns into premium travel without costing you more. This system will show you exactly how.
What if I already have credit cards that earn me points?
That’s a great start—but chances are, you’re leaving serious value on the table.
Most people have rewards cards but aren’t using them strategically. This program shows you how to align your cards with your actual spending, stack bonuses the right way, and make every point worth 2–5X more.
It’s not about having a points card. It’s about knowing how to use it like a pro—so your everyday spending turns into premium travel without costing you more. This system will show you exactly how.
"I never thought I could travel this well—without spending more!" ⭐️⭐️⭐️⭐️⭐️
"I used to think luxury travel was only for people with huge incomes or tons of time to research. Travel Like Royalty proved me wrong. Michon lays everything out in a way that actually makes sense—even if you're starting from scratch.
I booked my first hotel stay entirely with points, and now I’m planning a business class flight for next year (also on points!). I didn’t have to spend more or sign up for a bunch of cards. I just followed her system and started using what I already had—smarter. I feel empowered and in control. This changed how I travel forever."
— Lauren M., Teacher & Newly Minted Travel Rewards Queen
"I never thought I could travel this well—without spending more!" ⭐️⭐️⭐️⭐️⭐️
"I used to think luxury travel was only for people with huge incomes or tons of time to research. Travel Like Royalty proved me wrong. Michon lays everything out in a way that actually makes sense—even if you're starting from scratch.
I booked my first hotel stay entirely with points, and now I’m planning a business class flight for next year (also on points!). I didn’t have to spend more or sign up for a bunch of cards. I just followed her system and started using what I already had—smarter. I feel empowered and in control. This changed how I travel forever."
— Lauren M., Teacher & Newly Minted Travel Rewards Queen
Want a sneak-peek preview?

Want a sneak-peek preview?
FREQUENTLY ASKED QUESTIONS (FAQ)
💰 Do I need to spend more money for this to work?
Not at all. This system is designed to work with the money you're already spending. You’ll learn how to redirect your current spending to earn premium travel rewards—no excess spending just to get points required.
📊 I’m not tech-savvy—can I still do this?
Yes. If you can check your email, you can follow this system. No apps, no complicated spreadsheets. Just simple, step-by-step videos, easy-to-use workbooks, and an optional tracker if you want it.
✈️ I’ve never used points before. Will I be overwhelmed?d to give up my lifestyle or fun spending?
Nope. This is designed for beginners who want to learn without the jargon. You'll get the clarity and confidence to go from “Where do I even start?” to booking your first (or next) trip with points.
💳 Do I have to open a bunch of credit cards?
Absolutely not. You’ll start by optimizing what you already have. Only when (and if) it makes strategic sense will you consider new cards—based on your goals, not pressure or hype.
🏦 Will this hurt my credit?
Quite the opposite. You’ll learn how to protect and even improve your credit while earning points. This system teaches responsible rewards management—no debt, no damage, just smarter strategy.
🌍 What if I don’t travel internationally or fly often?
That’s totally fine. Whether you want luxury resorts, family road trips, weekend getaways, or upgrades on the travel you’re already doing—this system helps you do it better and pay less out of pocket.
🔍 What makes this different from other methods to help you credit card rewards for travel?
Most methods either overwhelm you with information or push aggressive credit card churn strategies that aren’t sustainable. This isn’t that.
This system was built by a woman who used it to travel like royalty without a six-figure salary, spreadsheets, or sacrificing her lifestyle. It’s designed specifically for real-life women who want clarity, simplicity, and results—without playing the points game full-time.
You won’t find vague advice or one-size-fits-all hacks here. You’ll follow a step-by-step strategy that aligns with your actual spending habits, travel goals, and lifestyle—so you earn more, redeem smarter, and finally stop leaving free travel on the table.
📥 How long do I have access to the program?
Lifetime access. Once you join, you get instant access to all modules, tools, and bonuses forever—so you can go through the program at your own pace and revisit it anytime you need.
📥 How do I get access to the program?
As soon as you enroll, you’ll receive an email with instant access to the full Travel Like Royalty program, including all video modules, workbooks, and bonuses. You can start using the system immediately.
💡 Can I really do this?
Yes—this system was built for you.
If you're a hardworking woman who values smart money decisions, this is absolutely within reach. You don’t need to be a finance expert, fly every month, or open 10 credit cards to make this work. If you can follow a simple plan, you can start earning free travel—even if you’re starting from scratch.
You’re already spending the money. This just shows you how to make that spending work harder so you can travel better, sooner, and more often—without stress or sacrifice.
FREQUENTLY ASKED QUESTIONS (FAQ)
🚀 What happens after I pay off my credit cards?
You’ll have complete clarity and control over your finances. No more paycheck-to-payment stress. You’ll know exactly how to manage your money to stay debt-free and build long-term wealth—without giving up the things you love.
❓Do I need to make more money for this to work?
Not at all. This isn’t about restriction—it’s about redirection. The goal isn’t to live on less, it’s to make your money work harder for you so you have more freedom. You’ll learn how to keep your current lifestyle while making strategic money moves that build wealth automatically.
❓Will I need to give up my lifestyle or fun spending?
Absolutely not. This is about intentional spending, not deprivation. You’ll learn how to enjoy your life and pay off your debt—without guilt or restriction.
⏳ How fast will I see results?
That depends on your starting point and how committed you are. Many Queens inside this program start seeing wins in the first 30 days—whether that’s paying off their first card or breaking free from emotional spending habits.
❓I’ve tried budgeting before and it didn’t work. How is this different?
This isn’t a budget. It’s a strategy. You’ll focus on the actions that actually move the needle in paying off your debt—without rigid systems.
📅 What if I don’t know where to start?
The Pay Off Your Credit Card program walks you through every step in a way that’s simple, actionable, and actually makes sense (without confusing financial jargon). We start at Step 1 of my proprietary system. If you’re feeling overwhelmed and like it may not be possible for you, this system will give you a clear path forward.
🔍 What makes this different from other methods to help you pay off your credit card?
Let’s be honest… most debt payoff advice is written by men who don’t live in the real world—at least not one that looks anything like yours.
You’re told to cut up your cards, stop spending altogether, eat rice and beans, and basically shrink your life down to nothing until you “earn” your freedom. That’s not realistic. And it’s definitely not sustainable for women who are juggling careers, families, businesses, and their actual lives. You didn’t come here to live small or sacrifice the things you love in the name of getting ahead.
The Pay Off Your Credit Card program isn’t about deprivation. It’s about strategy.
This is a system built for real women who want real results—without giving up their lifestyle, saying goodbye to their morning latte, or feeling like they’re being punished for living their life. You’ll learn how to take control of your credit cards (instead of them controlling you), eliminate your debt faster, and keep your financial freedom once you’ve earned it. And you’ll do it in a way that aligns with how you actually live—not how some outdated financial “guru” thinks you should.
This isn’t about restriction. It’s about reclamation.
Because when you understand how to leverage your money strategically (without working harder or budgeting like it’s a second job), financial freedom isn’t just possible—it’s inevitable.
📥 How long do I have access to the program?
Lifetime access. Once you join, you get instant access to all modules, tools, and bonuses forever—so you can go through the program at your own pace and revisit it anytime you need.
🚀 What happens after I pay off my credit cards?
You stop surviving and start scaling. Paying off your credit cards is just the beginning—it’s your launch pad into a whole new level of financial power. Once you clear the debt, you don’t just have less stress… you have more freedom, more options, and more money to put toward building the life (and legacy) you actually want.
Inside Pay Off Your Credit Card, you’re not just learning how to wipe out balances. You’re learning how to think, act, and make decisions like a woman who’s in total control of her finances. After you’ve paid off your credit cards, you’ll be able to redirect that money into wealth-building moves—whether that’s scaling your savings, investing, or funding the life you thought you had to wait for.
This isn’t a “get out of debt and go back to business as usual” program. This is about mastering your money so you never find yourself stuck in the same cycle again.
Because the real win isn’t just debt freedom—it’s becoming a woman who builds wealth on her terms.
📥 How do I get access to the program?
As soon as you enroll, you’ll receive an email with instant access to the full Pay off Your Credit Card program, including all video modules, workbooks, and bonuses. You can start implementing the system immediately.
💡 Can I really do this?
Yes, Queen—you can. And not just in theory. You can do this right now, with the money you’re already making.
You don’t need to be perfect with money. You don’t need to have a six-figure salary. You don’t need another degree in personal finance. What you do need is a system that actually works for real women with real lives. One that gives you clarity, control, and a simple plan to follow—without the shame, restriction, or “cut out your daily latte” energy.
That’s exactly what Pay Off Your Credit Card delivers.
I created this for women just like you. Women who’ve tried the budgeting apps, the financial “experts,” and the restrictive systems that make you feel like freedom only comes after sacrifice. I’m here to show you a better way. One that works for you, not against you.
You’re already working hard. It’s time your money started working harder for you. And with this method? It will.